How To Become Self Employed From Nothing in UK

How To Be Self Employed And Deal With The Taxes in UK

I’ve mentioned Wealthy Affiliate before on several ocassions as the best way to start your own business online. If you want to get back to my review you can do it HERE. I’ve also talked about PROS (HERE) and CONS (HERE) of being self employed.

Today I would just like to talk about starting your business from the universal point of view, cause you can do several different things that you will need to register as self employed person. You can offer people your services in pretty much any given department – you can be a cleaning person, a recruiter, an interpreter or anything really.

What those things have in common is this – you will have to register as a self employed person with your country’s revenue office.

In my case – it is British HMRC and I can tell you it really is easier these days than it used to be.

First of all  – it is all done electronically now. You can do it all at home without leaving the house once. And you don’t even need an accountant.. At least not at the start up stage.

Firstly you need to go to the government’s website, find Government Gateway and register there. (Make sure you make a note of your login and password somewhere as you will need it in the future (preferably not computer note, but somewhere handwritten in a safe place as computers get hacked into)

Then you need to apply for your UTR (Unique Taxpayer’s Reference) It can take them up to few weeks to send it, so don’t panic if it doesn’t arrive right away.

It will arrive by an official letter. Make a note of your UTR as you will need it every tax year from now on.

Tax year starts each April and ends each March so by tax year government means that period of time. Each end of January you are meant to pay for last tax year that ended previous March (for example on January 2018 we will pay all the taxes that we owe for earning period of April 2016 to March 2017.

Which means that first year you are doing your taxes will probably be very easy to start with as you don’t fall on that tax wagon right away.

Then another good news is – you are not actually calculating anything yourself – the electronic system does it all for you. All you need is all your documentations of your profit and basically any financial relevant documents or notes and you can do your own taxes and insurance deductions yourself, providing you have a computer, internet and you collect your P60s and P45s  (This reffers to people who are starting their own business while still employed by someone else as well) If you are just self employed you will not have or need the following documents, but you will need your receipts and invoices for the given year.

P60 – You should be given your around May each year by your employer – it is a form that staes exactly how much you’ve earned with them for the last tax year and how much tax and other deductions was paid to you. If you are not given it by June, you should request it – they are obliged to provide it for you. There is no terrible rush though as you have time  – you only have to do and pay your taxes by next January.

P45 is a form that you only get at the end of employment so you only need to concern yourself with it if you have left an employment within previous tax year. Everyone who ends a legal employment should receive one of those – if not , again you need to request it. You even need one if you have been on Jobseeker’s Allowance -Jobcentre Plus needs to provide a P45 after you stopped receiving the benefit. I’m pretty sure it goes for ALL UK benefits.


If you travel for business or had to invest money in training or equipment that is useful or even essential in your business, you should make sure you input that in your tax return as well as it can save you quite a sum when you add it all up.

You need to remember to inout any other income that you are getting, not just business related. You can be earning money for several different things/businesses – HMRC will need to know about all of them.

There is such a thing as a tax free allowance – each person is eligible for not paying tax until they have reached 11000 pounds yearly income. It changes every year, but in tax year 2016/2017 it was 11000 and this year (2017-18) it will be 11500. It means you do not pay any tax on ernings up to that amount. You only start paying 20% tax on any income exceeding that amount.

So if you earned 15000 this year 2017-18 you will only pay tax on the amount of 3500 (15000-11500 of tax free allowance) Of course the government Gateway site will calculate all this for you automatically, but it is good to understand how it works and why.

IMPORTANT –  Even if you only earned very little on a given year and you have not reached a tax free allowance amount, you still need to report and input ALL your earnings to the HMRC. They will not chargé you tax for anything below the tax free allowance, but they still need to know about it.

There is also a insurance fee for self-employed and it is 2.80 pounds per week. This is paid to HMRC regardless of your income or lack of it. They sum it up yearly and then you need to pay around 146 pounds per whole year.

General advice and summary

1) Keep a clear track of all your earnings – even bank interests counts. The best way to keep track of your earnings is to simply save all your bank statements somewhere – electronically or in the form of hard copies, whichever you prefer.

2) Keep a clear track and proof of your business costs that can be deducted from your tax. Any travel or training bills, any business related purchases should come with some sort of bills or invoices you need to keep for few years for records.

2) Don’t keep your financial information or passwords on a computer file – hackers like those files and they can try to use your information to hack and steal from your bank account.

3) Start a notebook and put all your important information there like Government Gateway password and login, your UTR, your earnings etc. Keep it somewhere safe.

4) If you’re still employed by someone else – keep all your wage slips, P60s, and P45 if you have any.




What Is Affiliate Marketing

Ever wondered what online affiliate marketing is about ?

To put the concept into the simplest possible terms – it is promoting someone else’s products or services and getting paid commission each time they make a sale to a person you have directed to their website. You promote other people’s product on your website without actually having to sell it yourself. Then you send them off to the seller’s website using an affiliate link or a banner and each time they buy something, you earn money. Good stuff, right?


What does it look like in detail? There are 6 main steps:

1)You pick an idea or a subject that you know about – you don’t actually have to be a professional or an expert, but you have to have something interesting to say about it or have general knowledge about it – it can be your hobby or your area of expertise. It’s called choosing your niche.

2) Then you create a website and you start posting pages, articles and reviews. You can either write the content yourself or you can commission someone else to write it for you at a very low cost (see my Hire Writers Review) In addition to your website, or even instead of it, you can use social media such as Facebook, Twitter or Pinterest to promote your chosen products.

3) Once the website starts getting ranked by search engines, you get traffic (people who visit your website and read your content) Once people start valuing your opinions, reviews or articles, you have your base for promoting the product and start making actual profits.


4) You pick a product (or many products) that you want to promote – something you either use yourself or know a lot about. You write about the product and promote it within your website. It can literally be any product or service you can think of. And the great thing about it that you don’t have to stick to the same stuff, you can change the products you promote as often as you like, because you don’t actually have to INVEST in the product or buy it and then resell it like it is the case for traditional busineses..

5) You sign up to be a member of an affiliate program of the seller that offers the product or service you want to promote and once they have approved you (which is just a formality in most cases as they want as many affiliates as possible), you get your original referenced affiliate links – you insert them on your website and you are set to start making sales. You can be a part of as many affiliate programs as you like.

6) When a person clicks on the affiliate link that you have placed on your website, they get redirected to the seler but carrying your unique id reference in the process and if they buy something, you get the commission from the seller (each affiliate programs is different, but you will be notified how much is the commission each time)

Sounds interesting? You want to give it a try? Read my Wealthy Affiliate Review and find out how to begin. Let yourself be taught step by step how to start working in affiliate marketing today.


How To Sell Stuff Online In 5 Easy Steps

Ever wondered how you can start a business with no money (or very little) when you have a basic idea, but not sure about the technical aspects?


Let’s say you already have a product you would like to be selling, but you don’t know how about get people to know about it. You obviously don’t want to start investing lots of money into it, since you don’t know how well you’re gonna do, right? So don’t!

Don’t hire an expensive office and staff you have to pay to regardless of the income. Start your business online and let your house be your office and let yourself be the only employee you’ll ever need.

It’s really simple. There is a platform which helps people like yourself, the beginners – literally anyone can do it – to start an online business and earn money using nothing but their brains and their computers.


Here’s how do you do it:


1)You register on an affiliate marketinglearning and hosting platform called  Wealthy Affiliate for free (read the full review and see how to register HERE) and you can remain there for free indefinitely  if you want to just get the basic help.

2) You start your own website – it’s dead easy and they show you on videos how to do it in 30 seconds and then how to set it up quickly. If you are just interested in creating website and nothing more check HERE for easy tutorial

3) You put your product’s details and photos into your website – again they will show you how to do just that. For writing content and reviews you can even hire a very cheap help if you like (see HERE) but it really is easier than you think.

4) You input strategic keywords into your website. It’s also well described in Wealthy Affiliate, or you can ready my article on keywords HERE. Basically that is how you get people to find your website amongst all the competition.

5) You start beeing noticed and ranked by search engines and you are ready to sell/earn!!


Here’s the best part – you don’t even have to HAVE a product yourself – you can actually start a business just referring other companies and products to others and earn money like that. Find out how by reading my Wealthy Affiliate Review and joining for free.


Make sure to also check my highly recommended and awesome way to earn big money online from home if you live in UK – full review HERE.

Comments welcome




Keywords Are The Key To Success

One of the most powerful ways to make sure you get good traffic is knowing the power of keywords and learning how to use them for your advantage.

.     We have covered how to start and run successful business with Wealthy Affiliate in the Review HERE and if you have started some lessons already, you will soon learn about the keywords and how powerful they can be for your income and success. Here are some basics that will help you understand what they are and how you can use them in your affiliate marketing business.

What Are Keywords ?


.      Basically, keywords are little parts of a sentence or even whole sentences that people will search stuff by. The internet user will type a keyword in the search engine (for example How to behave on a job interview or Ways to improve your memory quicly etc ) and then the search engine decides which websites/articles that have incorporated these words in their content will show up as results and how high on top or how low down the page. Search engine decides which page your article shows on, under each keyword used in it.  Your role is to find out what is it that people search for most often and figure out how to use it to your advantage and then incorporate it into your articles and reviews in a way that it makes sense

.     Luckily you don’t have to do it yourself – there are few good keyword search tools you can use to help you figure out the numer of monthly searches and the competition you will have when using a specific searched keyword.
And keywords is how and why you get ranked by google, yahoo and bing, which are the most commonly used search engines that basically dominated the internet long time ago.

How To Use Keywords and How Do They Work?


.     Think of finding the right keyword like it’s finding a secret password to good search engine rankings.

.     The trick is to find a keyword with as many searches/traffic possible and as little competition numer as possible and once you have it – input it in your article, preferably into so called SEO title and description, available once you install and activate a SEO plugin into your Word Press website editor. You can also use keywords anywhere in the article, in post’s title, in the first paragraph – sky is the limit really as long as you don’t over do it.

.     Another useful thing about keywords is that if you use a really long and rare keyword, you will be ranked not only under that one long keyword, but also under any shorter keywords that your long keyword comprises of. For example if you use How to make money online working from home in US, you will also get ranked under How to make money online , then separately under make money online and then make money online working from home, and working from home in US etc. They can’t be too long, but they can be descriptive enough, like the example above.

Don’t Overdo It!


.     You might want to remember that it is not a good idea to overload one article with tons of keywords – search engines might rank you lower if you go keyword-crazy. Just use a common sense and input not more than 3-4 keywords in one post or page that you publish (and by that I mean in total – SEO title, SEO description, the post title and the first paragraph combined) Noone wants to read an article that is all about the keywords and not much about the content. The article still needs to aim to be helpful and interesting and keywords are just one of the tools that are meant to help potential readers find you.

.      As you can probably gather from the above paragraphs, keywords can really be your best friends and best employees if you are running a website based business. You just need to know how to understand and incorporate them into your content. You might want to invest some money into a good keyword search tool like Jaaxy HERE for example (which is one of the best available softwares for this type of thing), but there are some free ones too if you want to wait with making some investments at this particular stage of your business development. All you need to do is research keyword tools and there will be some free most basic ones. Wealthy Affiliate also has a free keyword tool within their platform that comes included with the premium membership.

How to Keep Track of Your Keywords and Know How Well They’re Doing?

.        Once you have some good and competitive powerful keywords picked, inserted and published along with your content, you can observe how they are doing by using a website called Serplab, where you basically create a little bot for your website, you add all the keywords that you use and then it checkes it for you every 24 hours. It checks how well you ranked under each certain keyword , which helps you analyse what sort of keyword type ranks better than others and it might help you in the future when you’re searching for more keywords for your other posts. Serplab is a free tool, which really makes it a no brainer. It is one of the easiest ways to track your progress in google rankings and I definitely recommend creating an account there

What Are The Disadvantages Of Self Employment

So I have listed all the reasons why to start a business in my previous post , which you can read HERE.  And as much as I recommend it, I feel obliged to also list all the cons of being self employed so you can make an informed choice whether this is something for you.


1) You Have To Be REALLY Self Motivated.

When you work for yourself, you don’t have that whip over your head, which technically doesn’t sound like a disadvantage and yet it could be one. Because noone is actually forcing you to do a fair share of work or judging your results or making sure you start working in the first place, you can get sloppy and lazy.

Having a business is quite a responsibility – you need to make sure you really want to succeed and you put enough time and effort into it, cause being your own boss also means that sometimes YOU have to shout at yourself to get to work 🙂


2) You Are Responsible For All The Legal Stuff

When you earn money on your own and you cash it out and spend it etc, it naturally means that noone else is making sure that all the due tax is paid and all the necessary insurrance deductions are being taken care of. It is also up to you to decide whether to set up a private pension somewhere or simply invest money somewhere or just leave it for the time being. You have to think for yourself in every aspect of business, including your financial security.

Depending on how successful you are, you will have to consider whether doing your taxes is something that you can do yourself (it’s not as complicated as people often think) or is it worth to pay a professional accountant to do your finance.


3) You Think About Your Business All The Time

The reality of having your own business is that you tend to think about it all the time and for some people it can be difficult to relax and distance themselves from their work. Some people might even stress when they’re not doing so well, and obviously every business has slower periods, even the most successful one. That can sometimes lead to stress and inability to relax when you’re meant to relax if you cannot control that feeling properly.

When you are just someone else’s employee you leave your work and, in most cases, you don’t worry about it until the next morning. You don’t tend to think about the company’s customers, you don’t care about company’s income and you certainly don’t take your work home (if you do then you should check the reasons to become self employed again and definitely consider it even more). Basically, for most of people employed by someone else, work does not exist until they have to be there next time which lets them separate their work life from their home life. Honestly , it’s not always possible when you run your own business.


4) No Guaranteed Earnings Every Month

If you are hard working and determined the chances are that you will become successful. You have to realise though, that as much as it is great to be able to earn the big money when you succeed and it is really fulfilling to see a large profit coming from your own hard work, it is also very unpredictable. One month you will be overwhelmed and ecstatic about your income and the next month it can be really slow.

When you work for someone else, you don’t have to care if it’s a slow month or not. They have to pay you what they have promised you monthly and no matter how low you might think the wage is – it is guaranteed. Some people like that stability.


5) No Paid Holidays

You have to remember that from the day you started your business, you are solely responsible for everything and noone will subsidize anything anymore, like some companies do for their employees.

When you want a holiday, you can take it whenever you want – granted. But you also have to put some money away to do it as noone pays you when you’re off work anymore. You only live off the work that you actually do.


To sum it all up . Starting something as important and new as working for yourself really is can be overwhelming and can feel so much different than what you are used to. Personally, I think it’s a good change as it gives you freedom, which we don’t have enough of in our lives nowadays. But it is super important to know and consider the above cons as well as the pros of the whole aspect and make a decision for yourself.

You can always try to do both for awhile – there’s no rules against being employed and self employed at the same time. In fact that’s how most people start their career. Noone wants to jump straight ahead from one thing to another not knowing the future and it’s always good to try before you buy.


Any comments welcome




What Are The Advantages Of Self Employment

Are you thinking of starting your own business online?

Are you tired of working for someone else and want to be your own boss and you’re wondering what are the pros and cons of working for yourself versus working for someone else?

Well, I’ve done both and here’s my list of PROS of being self employed.

1) You Make Your Own Working Hours.

When you are self employed, you decide when you get up and what time you start working. You also take breaks when you need tchem or want them. You can start later or earlier one day and you don’t have to discuss the reasons for it in great detail with your superior, because you simply don’t have one. Also, you get to take advantage of your brain’s natural morning activity and rush.

When you work for someone else’s business, you usually have to get up at a ridiculous time in the morning. Sometimes it feels like a middle of the night. Sometimes it even IS a middle of the night – some of us work night shifts! And at that ridiculous time you have to rush to work with this nagging constant fear of being late and being told off like a little child late for school. Some of us are not morning people and would work ten Times more efficiently when given the chance to decide – but we don’t have that chance


2) You Decide When You Take a Holiday and How Many Holidays You Take

When you work for yourself, you can take a breat whenever you feel it’s right or whenever you feel you need one. You can take holidays when the business is slow or you can take them simply because you found a great last minute offer. The point is – you don’t need to ask.

When you work for someone else, not only do you need permission to take holidays – you might even not get it! They’ll say it’s the most busy period or someone else is already taking a holiday of your dreams somewhere. The point is – you’re not going! Nevermind that your kids are off school and your partner has been approved for holiday. Your boss only cares about the business priorities, not yours. And if they clash, you know who’s gonna win.


3) You Decide How Much You Earn.

When you’re self employed, you decide which jobs to take on or how much work to put into a certain project. You can work as much (or as little) as you please. The more work and effort you put into your business, thebigger your earnings will be.It can be quite motivating.

When you work for someone else, you have no power to decide on your own salary – it is already decided and set in stone. You can work your ass off and it still either doesn’t matter at all or matters very little when it comes to your profits. You rarely get paid as much as you deserver and that leads to frustration. They tend to ignore it when you’re working extra hard on something and yet they notice right away when you happen to slow down or make a mistake.


4) You Choose Your Place of Business.

When you’re your own boss, your office can be your own house. You can work on your laptop in a car or you can go to the beach on a sunny day and do some work there. Or you can just work from your bedroom and never leave the house when the weather is gloomy.

When you work for someone else you run around in a traumatic rush just to get somewher you don’t even wanna be. You don’t have any say in where you work or even what the work conditions are like. You can be too warm or too cold, you can feel really uncomfortable at your desk, have not enough light or you might prefer to listen to some music when working – noone cares what you like. You have to do as you’re told and where you’re told to do it.


5) You Get To Choose and Like What You Do For a Living.

When you start your own business, you decide what it is and it usually is something that you chose because you are interested in it or you feel you’d be good at. Because of this you can enjoy your job and stop having this nagging feeling you’re wasting your life away doing something boring and meaningless that makes you miserable. And the best part is that the fruit of your work is yours fully to profit from.

When your work for someone else, you are quite lucky if you don’t simply hate what you do. And even if you don’t – you still do it for someone else and in a way that someone else wants you to do it. In the end, you spend the majority of your awake time in there. And the best years of your life eventually. So you should ask yourself if this is actually the way you want to spend all this time. To put all your creativity and effort to make someone else rich, while your cut is only enough to pay the bills etc.


6) You Spend More Time With Family And Friends Rather Than Wasting It With Co-workers.

When you work for yourself, you can work around your family commitments and as a result, u get to spend so much more time with your loved ones. No more missing kids’ activities at school or friends’ get togethers, just because you can’t leave work. You can always finish some other time or even later in the evening. In fact, you can work all day while being with your family in the same time.

When working for someone else you actually end up spending more time with your co-workers than you do with the people you want to spend it with like family and friends. And the sad part is that many of us don’t even like our co-workers. Again – noone cares what you like in your work place.


7) Noone Can Ever Fire You!

When you are your own boss you are not going to fire yourself no matter what you have done or not done:) There’s never a thought in your mind that someone’s not happy with what you’ve accomplished or that there’s someone else after your position As long as you earn profit, your livelyhood is secure FOREVER!


Being your own boss sounds really great doesn’t it? I believe that self-employment is the general future the world is going towards. Everyone should be able to value and price their own services and provide them in the best way they can and perform them in the friendly environment they feel comfortable in. Sometimes we start working for someone else out of pure desperation and while it does pay our bills (most of the times) we feel deep down we’re capable of so much more. And life’s too short to feel like that!


I’ve just spend a lot of time writing down the reasons why you should start working for yourself and I believe in each one of them, but I also want to be objective so I also posted my honest list of CONS of being self employed HERE as well.

Feel free to comment or ask questions

If you’re wondering how to work for yourself online – here’s some of my choices and reviews : Wealthy Affiliate and Profit Accumulator



Create Your Own Website

Have you ever thought of creating your own website?

To have the freedom to say what you want to say and go public with it

To share your passions and feelings with others and maybe find similar thinking people

To share your knowledge on a particular subject you are an expert on

Or just to start a simple blog with your general opinions or thoughts.

You can do it very quickly and for free by starting a website via the video below and youn are welcome to use it for free and do basically what you want with it and how you want it.

It’s super easy and it’s within this short tutorial:

how to create a website for free

And the best thing about it is that once you do it, you can actually start making money with it (you can read more about it HERE) Or you can simply enjoy yourself and post stuff that people can read and enjoy.

The choice is yours



Morning Brain Rush

Did you know that your brain is actually bigger in the morning?

Scientists are basically unanimous – our brain functions much better in the morning. We’re more creative and we have much more will power to do whatever the job we decided to do.

Your brain LOVES mornings!

It is very easy to motivate yourself to do any task when you’re well rested. In fact, some studies suggest that our brain is actually a little bit bigger in the morning than it is later in the day.


       I am no scientist, but I do see those symptoms in my own life and behaviour.

In the morning I am so much more inclined (and even willing) to clean up my house, to write an article, to learn something that I have been postponing for ages. The very same jobs approached in the evening, literally make me cringe

Of course, when you wake up you don’t really feel that eager to do anything, not straight away. But as you’ve had your coffe or breakfast (depending on your morning routine), you will slowly start feeling that natural rush of energy to make changes, to improve stuff. It is science and it is beautiful.

As the day passes by , of course you get more and more on your mind and it starts slowing down. Especially that obviously you use it more during the day, than during the night. Just like a battery that has been in use for full day, the percentage is dropping and that is why you need to recharge it by sleeping at the end of your working day. That is also why you don’t really feel like vacuuming or cleaning your windows at 11 pm.  You are however more likely to do it on your weekend mornings, without feeling miserable and unhappy about it:)

Why do I feel like crap in the morning then?

That’s a very good question – assuming we’re not talking illness, cold or hangover, you SHOULD feel that good. Why don’t you then?

The answer is easy – because you work for someone else. And because you have to get dressed, go out and be in a certain place at a certain time whether you like it or not, which makes your brain to rebel against the lack of freedom. Every person has a desire of freedom and when they have to do stuff against their will, the brain is not going to feel ecstatic about it.

You don’t do anything to improve your own interests when you’re preparing reports for your boss or when you’re piping someone else’s house or selling someone else’s merchandise to some other people. And deep down you know that no matter how good you try, your personal situation will not change in any way as a result of what you do at work, so you don’t have your very own goal, your motivation.

I have noticed that ever since I stopped working full time, I do get that energy rush in the morning- I do a lot of cleaning, a lot of internet work and research and I have started earning online, more and more every month.

So not only you’re not getting your natural morning brain rush, because of your job – you are in fact WASTING it on fulfilling goals that are not yours and making someone else riche rather than making yourself rich!

If you write that report and it’s brilliant, you’ll get a tap on the head or a good word (or a tiny payrise if you’re lucky) that will not really change a thing in your life. If you wrote the same report or an article for your own website or business, you’d get the real profit from it instead.

Is it worth to waste my brain rush on someone else?

A simple question really.. And the answer is obvious.

So how can I change my life and use my full brain potential?

If you want to read about more on the subject of how your job imprisonated you, click HERE.  And if you want to know more about ways on how to earn money for yourself and take advantage of your own mind and creativity then rea my reviews for Wealthy Affiliate and Profit Accumulator. I guarantee, you will not be disappointed.

Comments and questions most welcome!

Wealthy Affiliate Tips and Mistakes

Since I have created a similar posts for my other two recommended money making websites, I thought it’s time for a Wealthy Affiliate one as well (to get to the actual Wealthy Affiliate Review page click HERE)

piggy bankSo without beating around the bushes here are my tips for new users


1)  Be patient

That is the most important piece of advice anyone can give you. It is a slow and timeconsuming proces to build up your website to a point where you start making enough money to live off it. But if you are patient and hard working it will happen. The worst thing you can do is to give yourself too little time to try this. I’d say an absolute minimum to start seeing ANY profit is 2 months and to start making REAL profit at least 6 months. If you cannot wait that long, you might as well not start at all. But then again, what have you got to lose?


2) Stick to one website at first

You can have two free websites (and 25 if you decide to go Premium) but it is valid that in first few weeks you stick to one course of action and one website, because it is a lot to grasp at first and even thought eventually it feels like a piece of cake, at first you need all your focus in one place without any distractions. This is something I wish someone told me in time as I consider my creating 2 websites at once a major setback in my first month. But well, no harm done.


3) Stick to the training

You can be a bit overwhelmed with the amount of training materials, classrooms, post etc that you get hit with when you register. It seems like there’s so much you don’t know where to start. Luckily it tells you exactly where to start. There are two different main courses. Each one of tchem will guide you by the hand assuming you have absolutely no idea or experience, so don’t worry. Just choose one of the two courses and go throught the lessons in right order and everything will make perfect sense even if you have never ever dealt with anything like this before.


4) Get your own domain

This advice only concerns you if you decide to go Premium. Basically, after few weeks you know if you love the idea of Wealthy Affiliate or not. Same with thewebsite you’ve built with their training – you know exactly if you’re feeling it or not. If you are then getting your own domain is definitely the way to go. Firstly – it only costs around 14 dollars a year. Secondly, affiliate programs treat you more seriously when you have your own domain, And thirdly – goole will rank you better and quicker than when you’re using a subdomain and google rankings are going to be an important part of your business.


5) Always put your main focus on the content

Your website is your business card, your advertisement and your trademark. That means that you need to publish interesting articles and/or reviews and make people interested in your website. You also have to publish quite regularly for the search engines to rank you well. You will learn all about how to get ranked better by keywords, which is also very important, but you always have to remember that your content is everything. If you struggle with writing all of it yourself, you can always use a very good and cheap service called HireWriters –  read a full Review HERE


6) Try Jaaxy

Finally you should definitely put a lot of your focus on keywords. Keywords are yet another thing that matters in gogle rankings and searches and it is essential to be able to find and identify the best keywords to put in your website. There is areally good keyword search platform called Jaaxy. You can try it for FREE even now without registering to Wealthy Affiliate. Just type in your searched phrase that you think might be a good keyword (something that people might search for online)  into the below search tool and then register your email details and you’ll be able to get a glimpse on how Jaaxy works



Any comments or questions welcome as usual!

Try Before You Buy

wallet tight budget

Noone likes to risk their money.

I know I certainly don’t! That’s why it’s good to try new stuff, but not necessarily invest in it, until you’re sure that it is safe and it’s going to pay you back with profit. As mentioned before, on this website I have decided to focus on all the positive products and not scams, because I don’t like to waste time bitching about something bad. I’d rather recommend something good.

I never stay on any websites that demand my debit card details on the get-go without even making sure I understand what they are all about exactly. In fact, I never invest any money into anything, until I’ve personally checked and made sure that the website pays out and is legit. Noone’s word is completely enough so I realise that you won’t just take my word on it either. That’s why I suggest you read my reviews posted on the top menu of this website and then register for free simply to look around.

Only go as far as you feel comfortable with.

By the time you’d even consider buying any upgrades, I guarantee you will know if this sort of thing is for you or not. That way you make sure no risk is actually involved. At least not financially. The biggest risk you take is that you’ll loose an hour or two of your time. And think what is there to gain – a big chance that you’re at the beginning of a journey that can possibly lead to you quitting you boring enslaving job and doing something fun and quite easy for good money.  Why not try? You can always quit without spending a penny.

The biggest mistake in life is never trying something and always wondering what could be if…

All the ways to earn money that I have reviewed and recommended on my main pages on the top menu, are basically risk-free. What do I mean by risk-free if you want them to be? Only that you can invest money in them if you want to and if you want to earn big money eventually somewhere along the line you should do.  But just to see what they are, how they work and get convinced that they’re the real deal, you do not need to pay anything. And as a matter of fact, you can use them all for free, only investing what you have earned on them as a free member- it wil still pay, it will just be significantly slower.Some people don’t like to risk or invest and there is absolutely nothing in taking it slowly and only play with earned balance.


Basically, on Wealthy Affiliate, you can stay a free member forever and still be earning money in your own pace, never investing a dolar if that’s what you prefer.

On Neobux, you can keep reinvesting the money that you have earned there in the first place and again, never needing anything more, just being patient and waiting for the first profit you don;t actually need to reinvest and can withdraw.

Profit Accumulator is slightly different – you do need to invest a tiny bit at first, but you see the result within a day or even an hour so you can be sure that it works and it’s not the website itself that owes you your winnings anyway – it’s the bookies and we know them to be legit and registered so there’s no way you can’t withdraw immediately.  And after you see their initial training video (again all for free) you will understand how beautiful it is in it’s simplicity and how you’re not risking anything really.


Is there literally no risk then?

I didn’t say that. There’s a risk that you register on one of these websites (or on all of them) and you try them out and then you decide you love them and you want to continue on a larger scale and you start actually upgrading and going further and then … you get bored. It happens. Some people don’t have patience and then don’t follow things through and stop logging in and doing even that minimum work that is required to earn money online. Well.. if that happens, then obviously you’re risking that you have upgraded for nothing, but

a) you do not have to upgrade at all and

b) it depends on you solely whether you are persistent and motivated or not. It’s like that with everything in this world isn’t it?


Do what I did and you can’t lose

What I recommend you do for any of these websites (and what I actually did myself) is simply register for FREE on one of them and look around. Don’t pay anything, don’t invest anything, just look around, start using them and reading other users’s posts and soon enough you will know if you want to be a part of it or not. The most important thing to remember is that trying IS risk-free and we need to take advantage of it.  If someone has a product (in this case a website or a money making program) that they know to be good and legit, they WILL let you try it for free as they have nothing to fear. Only scams want you to risk it straight away. And if you’re not risking anything to try and change your life – you owe it to yourself to give it a go!


Comments welcome!